Finance Plus

Licensed Financial Institution in Malaysia

Fast and Trusted Financial Solutions

We are a fully licensed loan provider authorized by KPKT / Kementerian Perumahan & Kerajaan Tempatan. Our services are regulated under License No. WL71719/14/01-2/180225 and fully comply with the Money Lending Act 1951, ensuring secure and transparent financing solutions.

Experience seamless and reliable financial services with READY CASH SDN. BHD. We offer competitive rates and flexible terms tailored to your needs. Start your financial journey with us today!

Fast Approval Within 30 Minutes: Get your loan approved quickly and efficiently without long waiting times.

No hidden charges or fees during the application process, ensuring complete transparency.

Choose repayment plans that suit your financial capacity, with up to 72 months of flexibility.

Tailor your loan repayment terms to suit your personal financial situation.

Loan Amounts up to 6x Your Income Qualify for loans based on your monthly income, up to six times your salary.

Credit History Considered We provide opportunities for financial support, even for those with limited or poor credit histories.

Apply Now

3 Easy Steps to Apply

Apply Anytime, Anywhere

Apply conveniently via WhatsApp or through our secure online application form. Our process is simple, designed to provide a hassle-free experience, ensuring quick loan approvals.

68%

Fast and Reliable Approval

Our professional team is here to assist you during business hours. Enjoy a seamless and transparent loan approval process tailored to your needs.

79%

Receive Funds Quickly

Once approved, your funds will be transferred directly to your bank account within hours. Experience reliable financial assistance without unnecessary delays.

99%

Exclusive Loan Offers Across Malaysia – Unlock Exceptional Opportunities

Personalized Loan Plans

Tailor your financial plans with a variety of personal loan options. Whether consolidating debt, financing big purchases, or covering unexpected expenses, we provide competitive rates and flexible terms designed to meet your unique needs

Business Expansion Loans

Propel your business to new heights with our strategic business loan solutions. Designed for businesses of all sizes, we offer the capital you need to grow, with repayment options tailored to your company’s financial structure.

Instant Access Loans

Urgent financial needs can't wait. Our instant access loans provide swift and secure funding, enabling you to address emergencies without unnecessary delays.

Customer Review

At first, I was worried to get scammed because some scam company may ask for upfront or deposits. However, this company approved my application with fast process and without any extra fees. They offering few package options for me according to my situation so that I'm very comfortable with my own package. Thank you!

@Aqsad

Customer Sevices

I needed some funds to cover my family members medical fees in short, so my friends referred me to this website. This was my first time to apply. Highly recommended as I asked a lot of questions and their advisor explained to me patiently and advice me with different solutions. I feel safe and secure with their services.

@Ishraq89

Sales Executive

Apply Effortlessly, Get Results Fast

Our mission is to simplify your loan application process, making it as transparent and hassle-free as possible. Whether you need urgent financial support or flexible funding options, simply reach out to us via WhatsApp. Our dedicated customer service team is ready to assist you promptly and professionally.

Yes, we evaluate applications based on multiple factors, not just credit scores. Our team is committed to helping you find the right financial solution regardless of your credit history.

We are a licensed financial service provider offering transparent terms, competitive rates, and fast approvals. Our mission is to provide financial solutions tailored to your needs without hidden fees or complicated processes.

Yes, your personal information is securely stored and processed in compliance with data protection regulations. We prioritize your privacy and security.

Once your application is approved, the funds will be transferred to your bank account within 2 hours. We strive to provide a quick and seamless experience.

You only need to provide basic personal details such as proof of income and identification. Our process is designed to be simple, fast, and hassle-free.

No, we do not impose any penalties for early repayment. You can settle your loan at any time without additional fees, giving you greater financial flexibility.

Our loan tenure ranges from 6 months to a maximum of 40 months (5 years). Limited promotion APR is between 6% to 12% based on the loan amount and duration. For example, if you apply for RM10,000 over 40 months with a rate of 6%, your total repayment will be RM10,800 (approximately RM216/month). Funds are transferred within 2 hours with no upfront charges or hidden fees.

Our rates are highly competitive, ranging from 4% to 12% fixed APR. Unlike other providers in KL and Selangor, we ensure transparency and no excessive charges for urgent loans.

Most individuals are eligible to apply with minimal documentation. We simplify the process, ensuring a smooth application experience with a 97% approval rate based on our historical data.

We strictly comply with Malaysian regulations, and no upfront fees or deposits are required. This ensures transparency and fairness for all applicants.

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